/* =========================================================
   NaroAM GmbH — Finance Consulting
   Quiet architectural minimalism
   ========================================================= */

:root{
  --ivory:#F4EFE4;
  --ivory-soft:#EFE9DB;
  --paper:#FBF8F1;
  --graphite:#2B2A28;
  --graphite-soft:#4A4844;
  --muted:#7C7870;
  --terracotta:#B5654A;
  --terracotta-deep:#9A4F38;
  --line:#D9D1C0;
  --line-soft:#E5DECE;
  --maxw:1200px;
  --serif:"Cormorant Garamond","Times New Roman",Georgia,serif;
  --sans:"Inter","Helvetica Neue",Arial,sans-serif;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  color:var(--graphite);
  background-color:var(--ivory);
  background-image:
    radial-gradient(circle at 1px 1px, rgba(43,42,40,.035) 1px, transparent 0);
  background-size:22px 22px;
  line-height:1.65;
  font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}

/* ---------- Typography ---------- */
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;color:var(--graphite);line-height:1.12;letter-spacing:.2px}
h1{font-size:clamp(2.6rem,6vw,4.6rem);font-weight:500}
h2{font-size:clamp(2rem,4vw,3rem);font-weight:500}
h3{font-size:clamp(1.4rem,2.4vw,1.9rem)}
p{color:var(--graphite-soft)}
.eyebrow{
  font-family:var(--sans);
  text-transform:uppercase;
  letter-spacing:.28em;
  font-size:.72rem;
  font-weight:600;
  color:var(--terracotta);
  display:inline-block;
  margin-bottom:1.1rem;
}
.lead{font-size:1.15rem;color:var(--graphite-soft);max-width:60ch}

/* ---------- Layout ---------- */
.container{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.section{padding:110px 0}
.section--tight{padding:72px 0}
.divider{height:1px;background:var(--line);border:0}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(244,239,228,.86);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-size:1.5rem;font-weight:600}
.brand svg{width:34px;height:34px}
.brand .brand__mark{color:var(--terracotta)}
.nav__links{display:flex;gap:30px;align-items:center}
.nav__links a{
  font-size:.86rem;font-weight:500;letter-spacing:.02em;color:var(--graphite-soft);
  position:relative;padding:6px 0;
}
.nav__links a::after{
  content:"";position:absolute;left:0;bottom:0;height:1.5px;width:0;background:var(--terracotta);transition:width .28s ease;
}
.nav__links a:hover{color:var(--graphite)}
.nav__links a:hover::after,.nav__links a.active::after{width:100%}
.nav__cta{
  background:var(--graphite);color:var(--ivory)!important;
  padding:11px 20px;font-size:.82rem;letter-spacing:.04em;
  transition:background .25s ease;
}
.nav__cta::after{display:none}
.nav__cta:hover{background:var(--terracotta-deep)}
.nav__toggle{display:none;background:none;border:0;cursor:pointer;flex-direction:column;gap:5px;padding:8px}
.nav__toggle span{width:24px;height:2px;background:var(--graphite);transition:.3s}

/* ---------- Buttons ---------- */
.btn{
  display:inline-block;font-size:.86rem;font-weight:600;letter-spacing:.04em;
  padding:14px 28px;cursor:pointer;border:1px solid var(--graphite);
  background:var(--graphite);color:var(--ivory);transition:all .25s ease;
}
.btn:hover{background:var(--terracotta-deep);border-color:var(--terracotta-deep)}
.btn--ghost{background:transparent;color:var(--graphite)}
.btn--ghost:hover{background:var(--graphite);color:var(--ivory)}
.btn--block{width:100%;text-align:center}

/* ---------- Hero ---------- */
.hero{position:relative;padding:96px 0 100px;overflow:hidden}
.hero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.hero h1{margin-bottom:26px}
.hero h1 em{font-style:italic;color:var(--terracotta)}
.hero__lead{margin-bottom:34px}
.hero__actions{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:40px}
.hero__meta{display:flex;gap:40px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:26px}
.hero__meta div span{display:block}
.hero__meta .num{font-family:var(--serif);font-size:2rem;color:var(--graphite)}
.hero__meta .lbl{font-size:.78rem;color:var(--muted);letter-spacing:.04em}
.hero__media{position:relative}
.hero__media img{
  width:100%;height:560px;object-fit:cover;filter:saturate(.92) contrast(1.02);
  border:1px solid var(--line);
}
.hero__badge{
  position:absolute;left:-24px;bottom:36px;background:var(--paper);
  border:1px solid var(--line);padding:20px 24px;max-width:230px;
  box-shadow:0 24px 50px -30px rgba(43,42,40,.45);
}
.hero__badge .eyebrow{margin-bottom:.4rem}
.hero__badge p{font-size:.86rem;color:var(--graphite);line-height:1.45}

/* ---------- Marquee / trust strip ---------- */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--ivory-soft)}
.trust__inner{display:flex;flex-wrap:wrap;gap:14px 48px;justify-content:space-between;align-items:center;padding:26px 0}
.trust__item{font-size:.82rem;letter-spacing:.06em;color:var(--muted);text-transform:uppercase}
.trust__item strong{color:var(--graphite);font-weight:600}

/* ---------- Section head ---------- */
.sec-head{max-width:64ch;margin-bottom:56px}
.sec-head--split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:end;max-width:none}
.sec-head--split .sec-head__text{max-width:52ch}

/* ---------- Services grid ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.svc-card{background:var(--paper);padding:40px 34px;transition:background .3s ease}
.svc-card:hover{background:var(--ivory-soft)}
.svc-card__no{font-family:var(--serif);font-size:1.1rem;color:var(--terracotta);margin-bottom:18px}
.svc-card h3{margin-bottom:14px}
.svc-card p{font-size:.94rem}
.svc-card a{
  display:inline-flex;align-items:center;gap:8px;margin-top:20px;
  font-size:.82rem;font-weight:600;letter-spacing:.04em;color:var(--graphite);
}
.svc-card a .arrow{transition:transform .25s ease}
.svc-card a:hover .arrow{transform:translateX(5px)}
.svc-card a:hover{color:var(--terracotta-deep)}

/* ---------- Feature split ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split--reverse .split__media{order:-1}
.split__media img{width:100%;height:480px;object-fit:cover;border:1px solid var(--line)}
.split__text h2{margin-bottom:22px}
.split ul{list-style:none;margin-top:26px}
.split ul li{
  padding:16px 0;border-top:1px solid var(--line-soft);display:flex;gap:16px;align-items:flex-start;
}
.split ul li:last-child{border-bottom:1px solid var(--line-soft)}
.split ul li .tick{color:var(--terracotta);font-family:var(--serif);font-size:1.2rem;line-height:1}
.split ul li strong{display:block;color:var(--graphite);font-weight:600;margin-bottom:2px}
.split ul li span.desc{font-size:.9rem;color:var(--muted)}

/* ---------- Process steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.step{border-top:2px solid var(--graphite);padding-top:22px}
.step__no{font-family:var(--serif);font-size:2.6rem;color:var(--terracotta);line-height:1;margin-bottom:14px}
.step h4{font-size:1.15rem;margin-bottom:10px}
.step p{font-size:.9rem}

/* ---------- Stats band ---------- */
.band{background:var(--graphite);color:var(--ivory)}
.band .container{padding-top:84px;padding-bottom:84px}
.band .eyebrow{color:var(--terracotta)}
.band h2{color:var(--ivory)}
.band p{color:rgba(244,239,228,.7)}
.band__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;margin-top:52px}
.band__stat .num{font-family:var(--serif);font-size:3rem;color:var(--ivory)}
.band__stat .lbl{font-size:.86rem;color:rgba(244,239,228,.62);letter-spacing:.03em}
.band__stat{border-left:1px solid rgba(244,239,228,.18);padding-left:22px}

/* ---------- Pricing ---------- */
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;align-items:stretch}
.price-card{
  background:var(--paper);border:1px solid var(--line);padding:38px 32px;
  display:flex;flex-direction:column;transition:transform .3s ease,box-shadow .3s ease;
}
.price-card:hover{transform:translateY(-6px);box-shadow:0 30px 60px -40px rgba(43,42,40,.5)}
.price-card--featured{background:var(--graphite);color:var(--ivory);border-color:var(--graphite)}
.price-card--featured h3,.price-card--featured .price__amount{color:var(--ivory)}
.price-card--featured p,.price-card--featured .price__period{color:rgba(244,239,228,.72)}
.price-card--featured .price__feat li{border-color:rgba(244,239,228,.16);color:rgba(244,239,228,.85)}
.price-card--featured .price__feat li .tick{color:var(--terracotta)}
.price__tag{
  display:inline-block;font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;
  color:var(--terracotta);font-weight:700;margin-bottom:14px;
}
.price-card--featured .price__tag{color:var(--terracotta)}
.price__ribbon{
  position:absolute;top:18px;right:-1px;background:var(--terracotta);color:#fff;
  font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;padding:6px 16px;font-weight:700;
}
.price-card{position:relative}
.price__amount{font-family:var(--serif);font-size:3.2rem;font-weight:500;line-height:1;margin:6px 0}
.price__period{font-size:.86rem;color:var(--muted);margin-bottom:22px}
.price__feat{list-style:none;margin:22px 0 30px;flex:1}
.price__feat li{
  padding:11px 0;border-top:1px solid var(--line-soft);font-size:.9rem;color:var(--graphite-soft);
  display:flex;gap:10px;align-items:flex-start;
}
.price__feat li .tick{color:var(--terracotta);font-weight:700}
.price-note{
  margin-top:34px;font-size:.86rem;color:var(--muted);text-align:center;max-width:70ch;margin-left:auto;margin-right:auto;
}

/* ---------- Testimonials ---------- */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.quote{background:var(--paper);border:1px solid var(--line);padding:34px 30px}
.quote__mark{font-family:var(--serif);font-size:3rem;color:var(--terracotta);line-height:.6}
.quote p{font-family:var(--serif);font-size:1.22rem;color:var(--graphite);font-style:italic;margin:14px 0 22px;line-height:1.4}
.quote__who{font-size:.84rem;color:var(--muted)}
.quote__who strong{display:block;color:var(--graphite);font-family:var(--sans);font-weight:600;font-size:.9rem}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto}
.faq__item{border-bottom:1px solid var(--line)}
.faq__q{
  width:100%;text-align:left;background:none;border:0;cursor:pointer;
  padding:24px 0;display:flex;justify-content:space-between;gap:20px;align-items:center;
  font-family:var(--serif);font-size:1.25rem;color:var(--graphite);
}
.faq__q .sign{font-family:var(--sans);font-size:1.5rem;color:var(--terracotta);transition:transform .3s ease;flex-shrink:0}
.faq__item.open .faq__q .sign{transform:rotate(45deg)}
.faq__a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq__a p{padding:0 0 24px;font-size:.96rem}

/* ---------- CTA band ---------- */
.cta{background:var(--terracotta);color:#fff}
.cta .container{padding:80px 28px;text-align:center}
.cta h2{color:#fff;margin-bottom:18px}
.cta p{color:rgba(255,255,255,.9);max-width:56ch;margin:0 auto 30px}
.cta .btn{background:var(--graphite);border-color:var(--graphite)}
.cta .btn:hover{background:#fff;color:var(--graphite);border-color:#fff}

/* ---------- Contact / Form ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:60px;align-items:start}
.contact-info h2{margin-bottom:22px}
.contact-info dl{margin-top:30px}
.contact-info dt{font-size:.74rem;text-transform:uppercase;letter-spacing:.16em;color:var(--terracotta);font-weight:700;margin-top:22px}
.contact-info dd{font-size:1.02rem;color:var(--graphite);margin-top:4px}
.contact-info dd a:hover{color:var(--terracotta-deep)}
form.card{background:var(--paper);border:1px solid var(--line);padding:40px}
.field{margin-bottom:22px}
.field label{display:block;font-size:.82rem;font-weight:600;letter-spacing:.02em;margin-bottom:8px}
.field input,.field select,.field textarea{
  width:100%;padding:13px 15px;border:1px solid var(--line);background:var(--ivory);
  font-family:var(--sans);font-size:.95rem;color:var(--graphite);transition:border-color .2s ease;
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--terracotta)}
.field textarea{resize:vertical;min-height:120px}
.field--check{display:flex;gap:12px;align-items:flex-start}
.field--check input{width:auto;margin-top:4px}
.field--check label{font-weight:400;font-size:.84rem;color:var(--muted)}
.form-note{font-size:.8rem;color:var(--muted);margin-top:10px}
.form-status{margin-top:16px;font-size:.9rem;padding:12px 16px;display:none}
.form-status.ok{display:block;background:#EAF1E9;color:#3B5A3B;border:1px solid #C6D8C4}
.form-status.err{display:block;background:#F6E7E2;color:#8A3B24;border:1px solid #E4C6BB}

/* ---------- Page hero (subpages) ---------- */
.page-hero{padding:72px 0 40px;border-bottom:1px solid var(--line)}
.page-hero .eyebrow{margin-bottom:.8rem}
.page-hero h1{font-size:clamp(2.2rem,5vw,3.6rem)}
.breadcrumb{font-size:.8rem;color:var(--muted);margin-bottom:20px}
.breadcrumb a:hover{color:var(--terracotta-deep)}
.breadcrumb span{color:var(--line);margin:0 8px}

/* ---------- Legal / prose ---------- */
.prose{max-width:800px}
.prose h2{font-size:1.7rem;margin:44px 0 16px}
.prose h3{font-size:1.25rem;margin:28px 0 12px}
.prose p{margin-bottom:16px;color:var(--graphite-soft)}
.prose ul,.prose ol{margin:0 0 18px 22px;color:var(--graphite-soft)}
.prose li{margin-bottom:9px}
.prose strong{color:var(--graphite)}
.prose .updated{font-size:.84rem;color:var(--muted);margin-bottom:30px;padding-bottom:20px;border-bottom:1px solid var(--line)}
.prose address{font-style:normal;background:var(--paper);border:1px solid var(--line);padding:22px 26px;margin:20px 0;line-height:1.7}

/* ---------- Footer ---------- */
.site-footer{background:var(--graphite);color:rgba(244,239,228,.72);padding:70px 0 34px}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:50px}
.footer__brand{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-size:1.5rem;color:var(--ivory);margin-bottom:16px}
.footer__brand svg{width:32px;height:32px}
.site-footer p{color:rgba(244,239,228,.6);font-size:.9rem;max-width:34ch}
.footer__col h4{font-family:var(--sans);font-size:.76rem;text-transform:uppercase;letter-spacing:.16em;color:rgba(244,239,228,.5);margin-bottom:18px;font-weight:700}
.footer__col ul{list-style:none}
.footer__col li{margin-bottom:11px}
.footer__col a{font-size:.9rem;color:rgba(244,239,228,.78);transition:color .2s ease}
.footer__col a:hover{color:var(--terracotta)}
.footer__bottom{border-top:1px solid rgba(244,239,228,.14);padding-top:26px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem;color:rgba(244,239,228,.5)}
.footer__legal{font-size:.8rem;color:rgba(244,239,228,.45);margin-top:14px;line-height:1.6}

/* ---------- Cookie banner ---------- */
.cookie{
  position:fixed;left:24px;right:24px;bottom:24px;z-index:100;max-width:560px;margin:0 auto;
  background:var(--paper);border:1px solid var(--graphite);
  box-shadow:0 30px 70px -30px rgba(43,42,40,.6);
  padding:26px 28px;transform:translateY(150%);transition:transform .45s cubic-bezier(.16,.84,.44,1);
}
.cookie.show{transform:translateY(0)}
.cookie h4{font-family:var(--serif);font-size:1.3rem;margin-bottom:8px}
.cookie p{font-size:.86rem;color:var(--graphite-soft);margin-bottom:18px}
.cookie p a{color:var(--terracotta-deep);text-decoration:underline}
.cookie__actions{display:flex;gap:12px;flex-wrap:wrap}
.cookie__actions .btn{padding:11px 22px;font-size:.82rem}
.cookie__toggles{margin:6px 0 18px;display:none}
.cookie__toggles.show{display:block}
.cookie__row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-top:1px solid var(--line-soft);font-size:.86rem}
.cookie__row span.name{font-weight:600;color:var(--graphite)}
.switch{position:relative;width:42px;height:23px;flex-shrink:0}
.switch input{opacity:0;width:0;height:0}
.switch .slider{position:absolute;inset:0;background:var(--line);cursor:pointer;transition:.3s;border-radius:20px}
.switch .slider:before{content:"";position:absolute;height:17px;width:17px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.3s}
.switch input:checked + .slider{background:var(--terracotta)}
.switch input:checked + .slider:before{transform:translateX(19px)}
.switch input:disabled + .slider{opacity:.5;cursor:not-allowed}

/* ---------- Utilities ---------- */
.text-link{color:var(--terracotta-deep);text-decoration:underline;font-weight:500}
.mt-0{margin-top:0}
.center{text-align:center}

/* ---------- Responsive ---------- */
@media (max-width:980px){
  .hero__grid{grid-template-columns:1fr;gap:44px}
  .hero__media img{height:420px}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:36px}
  .split--reverse .split__media{order:0}
  .steps{grid-template-columns:repeat(2,1fr);gap:28px}
  .band__grid{grid-template-columns:repeat(2,1fr);gap:32px}
  .price-grid{grid-template-columns:1fr;max-width:460px;margin:0 auto}
  .quotes{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr;gap:40px}
  .sec-head--split{grid-template-columns:1fr;gap:20px}
  .footer__grid{grid-template-columns:1fr 1fr;gap:32px}
}
@media (max-width:640px){
  .section{padding:72px 0}
  .nav__links{
    position:fixed;top:76px;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);
    flex-direction:column;align-items:flex-start;gap:0;padding:8px 28px 20px;
    transform:translateY(-130%);transition:transform .35s ease;box-shadow:0 20px 40px -30px rgba(0,0,0,.4);
  }
  .nav__links.open{transform:translateY(0)}
  .nav__links a{width:100%;padding:14px 0;border-bottom:1px solid var(--line-soft)}
  .nav__cta{margin-top:12px}
  .nav__toggle{display:flex}
  .svc-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .band__grid{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr}
  .hero__badge{position:static;margin-top:-20px;max-width:none}
  .cookie{left:12px;right:12px;bottom:12px;padding:22px}
}